Previously we discussed the benefits of adding traditional after-tax contributions to retirement plans as a mechanism for high earners or high savers to build up Roth dollars in the plan
Category: Expert View
Key Employee Contribution Limits Unchanged for 2021
Each year the Internal Revenue Service (IRS) releases a notice detailing dollar limitations on benefits and contributions in retirement-related accounts.
Plan Participant Cost Allocation Strategies (Part 3 of 3)
In Part Three of our three-part Guide to Retirement Plan Fees, we dive into cost allocation strategies, outlining how to equitably distribute costs across plan participants.
How to Pay Retirement Plan Fees (Part 2 of 3)
In Part One of our Guide to Retirement Plan Fees, we outlined the major fees incurred through a retirement plan and tips for effectively managing these fees.
The “Big Three” Retirement Plan Fees (Part 1 of 3)
As a retirement plan sponsor your job is to prudently manage the plan’s fees. The first step is understanding each component of your plan’s cost structure.
“New” After-Tax Contributions Offer Greater Savings, More Flexibility
But how exactly does this process work? And what do plan sponsors have to look out for, especially when it comes to testing?
Finally! Leniency on those pesky annual notice deliveries
The Department of Labor (DOL) has relaxed the delivery requirements for distributing annual notices. The DOL estimates these changes will save plan sponsors $3.2 Billion over 10 years.
Five Ways to Combat Unemployment Fraud
The Equifax data breach in 2017 reminded us that personal data is ripe for the picking for any motivated cybercriminal.
What triggers a partial plan termination?
Learn what measurements indicate your plan is at risk and what to do in the event a termination takes place.
Four Considerations for Company Contribution Changes
Your retirement plan company contribution strategy impacts the effectiveness of your overall retirement benefit plan. When contemplating a change, there are key considerations to keep in mind.