Happy Quitters Day!

Keeping those New Year’s Resolutions is hard because it requires willpower we just don’t have. But there are some retirement plan New Year’s Resolutions that are easy to keep because they don’t require any willpower.

Medical Debt Got Upgraded

Consumer Financial Protection Bureau (CFPB) will remove an estimated $49 billion in medical bills from the credit reports.

Time to Rethink that I Bond

The I Bond that was so valuable in May of 2022 has lost much of its appeal, but still carries a penalty for selling. What should you do with your old I Bond?

Naming a Trust as Beneficiary

It’s the new year and one of your resolutions is to finally get your long-overdue estate plan in order. You’ve been hearing a lot about the time and cost associated with probate and are thinking about making a trust your beneficiary to avoid it. However, you’re not sure if it should also be the beneficiary of your 401k. Is there a reason this might not be a good idea?

Divided Nation – Active v Passive Investing

Active and passive investing are both very appropriate investment approaches. However, the investing industry has become divided to the point that proponents of each will vigorously debate the legitimacy of their opposites. This Money Message returns sanity to the debate by highlighting the advantages and opportunities of each.