Keeping those New Year’s Resolutions is hard because it requires willpower we just don’t have. But there are some retirement plan New Year’s Resolutions that are easy to keep because they don’t require any willpower.
Category: Money Messages
Medical Debt Got Upgraded
Consumer Financial Protection Bureau (CFPB) will remove an estimated $49 billion in medical bills from the credit reports.
Time to Rethink that I Bond
The I Bond that was so valuable in May of 2022 has lost much of its appeal, but still carries a penalty for selling. What should you do with your old I Bond?
Naming a Trust as Beneficiary
It’s the new year and one of your resolutions is to finally get your long-overdue estate plan in order. You’ve been hearing a lot about the time and cost associated with probate and are thinking about making a trust your beneficiary to avoid it. However, you’re not sure if it should also be the beneficiary of your 401k. Is there a reason this might not be a good idea?
TikTok Financial Advice
Making financial education accessible and interesting is a great thing, but what should you consider
Should the Presidential Election Impact My Investment Strategy?
Should you make investing decisions based on who is in office?
Buy Now, Pay Later?
Buy Now, Pay Later?
The Pros and cons of Refinancing Your Mortgage
This article explores the pros and cons of refinancing your mortgage in light of the recent 50 basis points rate cut by the Federal Reserve.
Borrowing Money? How Improving Your Credit Score Can Save You Money
When it comes to borrowing money, understanding your credit score can be crucial and could potentially save you hundreds in interest. In this guide, we’ll explain how a credit score is calculated and demonstrate how different credit scores affect interest rates.
Divided Nation – Active v Passive Investing
Active and passive investing are both very appropriate investment approaches. However, the investing industry has become divided to the point that proponents of each will vigorously debate the legitimacy of their opposites. This Money Message returns sanity to the debate by highlighting the advantages and opportunities of each.