Category: From Mike Francis

Recently, the U.S. Department of Labor announced the most sweeping regulatory reform to the financial services industry in over 40 years.

If you’ve paid close attention to the stock market over the last three years, you may be tempted to doubt one of the most trusted rules of long-term investors: Diversify.

This year, checking your 401(k) account balance has evoked feelings similar to finding a lump of coal in your stocking. If this feeling strikes you as all too familiar, it’s not your imagination.