Financial stress of the workforce impacts an organization’s bottom line. A comprehensive financial wellness program helps to reduce money stress and improve employee productivity, satisfaction, and retirement readiness.
Category: Blogs
Selecting Designated Investment Alternatives – Proposed DOL Rule
The Department of Labor’s proposed rule establishes a process-based safe harbor for ERISA fiduciaries selecting designated investment alternatives, emphasizing documented decision-making across six key factors to support prudence while expanding flexibility to include alternative assets.
Inflation is cooling on paper. So why does it still feel like you’re getting squeezed?
Explore shrinkflation (smaller sizes) and “skimpflation” (lower quality or worse service), and why the official inflation numbers can miss some of the real-life ways your dollar buys less.
When chaos reigns, stay boring with standard investing strategy
How your investment strategy can help you weather market and geopolitical chaos.
Francis LLC Announces Election of New Shareholder, Elizabeth Aidoo, CFP®
Francis Financial Planner and Director of Inclusive Engagement Strategy to become a shareholder at Francis.
Francis & Client Awarded 2026 PENSIONS & INVESTMENTS EDDY for Outstanding Financial Wellness Program
Johnsonville and Francis win First Place Eddy award for their workplace financial wellness program.
Float Income and Retirement Plan Administration
Who does float income belong to, and do plan sponsors’ fiduciary duties apply? Learn how plans often handle float income and check in on how it’s being handled in your organization’s plan.
Can a case be made for active management?
Active vs passive investing. Learn more about the upsides, the risks, and how investors should be looking ahead.
Making a case for Roth 401(k) accounts in your retirement
Roth 401(k) accounts, available since 2006, offer relief by letting you save through payroll deduction, invest broadly, and withdraw all contributions and accumulated earnings entirely tax‑free.
Yes, You Can Max Out a Roth IRA (Even If It Feels Out of Reach Today)
A Roth IRA is one of the most powerful retirement tools available. You contribute after-tax dollars, and your growth and withdrawals in retirement are tax-free, assuming you follow the rules. For many people under the income limits, the real obstacle isn’t eligibility. It’s cash flow. The good news is that with a little scrutiny, most… Continue reading Yes, You Can Max Out a Roth IRA (Even If It Feels Out of Reach Today)
