Why is market volatility good?

Think of the stock market like a massive, never-ending garage sale. When things get “volatile,” it basically means the prices are jumping all over the place. While that sounds scary, if you’re playing the long game, it’s actually your secret weapon. Here’s the “vibe check” on why market chaos is actually a good thing for… Continue reading Why is market volatility good?

Your Child’s Financial Future Isn’t Red or Blue, It’s Golden!

How many times have you heard, “Don’t talk politics, religion or (in Wisconsin) ‘da Bears’?”  We will try to obey that maxim today and avoid politics.  While politics is divided between red and blue, in finance, we don’t like either.   Red commonly indicates negative numbers.  Blue is not much better as it typically indicates a… Continue reading Your Child’s Financial Future Isn’t Red or Blue, It’s Golden!

Inflation is cooling on paper. So why does it still feel like you’re getting squeezed?

If you’ve looked at inflation headlines lately, you’ve probably seen some version of: “It’s not as bad as it was.” And according to the official numbers, that’s broadly true. Prices are still higher than they used to be, but the rate of increase has eased compared with the worst of the post-pandemic surge. The latest… Continue reading Inflation is cooling on paper. So why does it still feel like you’re getting squeezed?

 Reducing Household Food Spending

Reducing household food spending starts with thoughtful planning. Creating a weekly meal plan and shopping list helps prevent impulse purchases and reduces the likelihood of buying items you don’t need. Before heading to the store, check your pantry, refrigerator, and freezer to avoid buying duplicates. Planning meals around what you already have—and what is on… Continue reading  Reducing Household Food Spending

Shopping for an Advisor

Working with your conflict-free Francis advisor through your employer’s financial wellness program is great, but what if you need to hire your own retail advisor? There is a dizzying array of firms out there happy to dispense advice, but costs and fee structures vary wildly and conflicts are commonplace. So, you might be wondering, “how… Continue reading Shopping for an Advisor

No, That’s Not Why You Lost!

This was the message from Coach Veurink after a heart-breaking loss. As we were complaining about a ‘horrible’ call made by an underpaid and over criticized high school basketball referee, he was objectively evaluating our failure.  “You lost because you didn’t execute the game plan!”  He then pointed out several of the many times we… Continue reading No, That’s Not Why You Lost!