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From SECURE 2.0 provisions to managed accounts to litigation risks, plan sponsors and retirement plan consultants are looking ahead to the rest of 2025 and positing what will likely be the biggest topics this year. Read this recent article from Pensions & Investments where Francis President and co-founder, Michael Francis, talks through what we’re hearing… Continue reading SECURE 2.0, retirement income and litigation risk lead the menu for 2025

Market fluctuations and economic headlines can be alarming, but reacting impulsively to short-term news can hurt long-term investment growth. Tariffs, inflation reports, or political events may cause temporary volatility, but history shows that disciplined investors who stick to their strategy tend to see better results over time. While it’s natural to feel uneasy during periods… Continue reading Avoid the Noise, Focus on the Future

Tax season can be stressful, but being prepared with the right documents can make it a lot easier. Whether you’re working or retired, this cheat sheet will help you know what forms to collect and when to expect them.  Keep in mind, some of these forms may not apply to your personal situation. Forms You… Continue reading Tax Season Checklist

Social Security checks are about to increase for some workers, thanks to the passing of the Social Security Fairness Act (SSFA). To understand who is impacted and how, let’s first review how Social Security works.  Social Security is funded through payroll taxes paid by workers and employers. It provides a monthly retirement benefit based on… Continue reading What the New Social Security Act Could Mean to You

Understanding Social Security Spousal Benefits Social Security spousal benefits provide financial support for individuals who may not have earned significant income during their careers, often due to caregiving or part-time work. These benefits are designed to ensure that spouses, including lower earners, can still receive income in retirement. The spousal benefit can be as much… Continue reading Understanding Social Security Spousal Benefits

Happy Quitter’s Day! Well, that didn’t take long.  When you rolled out of bed on January 1st, laced up your jogging shoes and strapped on your reflective vest, you were confident you would be on your way to the ‘new you’.  You couldn’t wait to try on that outfit you looked so good in ten… Continue reading Happy Quitters Day!