Are you getting excited about your upcoming retirement? You should be! The next chapter of your life is about to begin, and you can make it whatever you want it to be. But how do you get there from here? Define Your Retirement What will your retirement lifestyle look like? Where will you live? What… Continue reading What to do as you approach retirement
Article Categories: Articles
Silver Lining on A Dark Market Cloud
A Silver Lining on a Dark Market Cloud Perhaps you have heard the saying that even on the darkest day, the sun is still shining. With the recent volatility in the stock market, you would be forgiven for not seeing the silver lining in this otherwise dark cloud. That is, a downturn in the stock… Continue reading Silver Lining on A Dark Market Cloud
Budgeting Now for Summer Fun Later!
🌞 Summer’s almost here! 🌞 Time to get your budget ready for all the fun (and expenses) that come with the season. Think about those extra childcare costs for summer camps, road trip expenses, eating out more often, and even potential medical bills from outdoor adventures. These can add up fast, but a little planning… Continue reading Budgeting Now for Summer Fun Later!
What do Tariffs Mean for Your 401(k)?
The markets have been shaken recently following the announcement that the Federal Government will implement sweeping trade tariffs on goods imported into the United States. Many are now questioning how these measures might affect their retirement accounts. Understanding the Economic Rationale Behind Tariffs The White House has justified these tariffs as a strategy to: ·Address… Continue reading What do Tariffs Mean for Your 401(k)?
How Much Should I Save for Retirement?
We all know how important it is to put aside some of your income today to prepare for retirement. But how much is enough to be on track? If you are in your 20s or 30s, your savings rates will be one of the biggest factors in determining how much you accumulate for your post-work… Continue reading How Much Should I Save for Retirement?
Time in the Market Matters Most, Not Timing It
When it comes to investing, one of the biggest mistakes people make is trying to time the market—buying low and selling high based on short-term movements, or worse yet, selling based on fears of a potential future decline. While this may sound like a good strategy, especially in these times of market volatility, history and… Continue reading Time in the Market Matters Most, Not Timing It
Consistency, not cash, is king
Building wealth isn’t about luck—it’s about consistency. Small, repeated actions like budgeting, saving, and investing regularly can lead to long-term financial success. Just like healthy eating or exercise, the key to financial stability is not a one-time effort but a commitment to good habits over time. The challenge isn’t starting good habits—it’s sticking with them… Continue reading Consistency, not cash, is king
Use Tax Time to Get Your Withholding Right Going Forward
If you owed a lot in taxes this year, now is the perfect time to adjust your withholding so you don’t get stuck with a big tax bill next April. Here’s how you can take action to avoid surprises and potential penalties in 2025: Need help figuring out how much to withhold? Schedule a meeting… Continue reading Use Tax Time to Get Your Withholding Right Going Forward
Post-Spring Break Financial Recovery: How to Bounce Back After Overspending
Spring break is over, and while the memories are priceless, your bank account may be hurting. If you went over budget on your trip, it’s not too late to get back on track. 1. Assess the Damage Honestly Start by taking a hard look at your finances. Sometimes, when we know that we have spent… Continue reading Post-Spring Break Financial Recovery: How to Bounce Back After Overspending
What Your Finances and Social Media Have In Common
I’ll never forget the day I finally understood Facebook. (“Facebook?” – I know, I am aging myself.) A person I loved was ill and asked me to join Facebook so that they could update me online. I thought this was a great idea until I compared the posts I read with the phone calls I… Continue reading What Your Finances and Social Media Have In Common
