Roth 401(k) accounts, available since 2006, offer relief by letting you save through payroll deduction, invest broadly, and withdraw all contributions and accumulated earnings entirely tax‑free.
Category: Blogs
Yes, You Can Max Out a Roth IRA (Even If It Feels Out of Reach Today)
A Roth IRA is one of the most powerful retirement tools available. You contribute after-tax dollars, and your growth and withdrawals in retirement are tax-free, assuming you follow the rules. For many people under the income limits, the real obstacle isn’t eligibility. It’s cash flow. The good news is that with a little scrutiny, most… Continue reading Yes, You Can Max Out a Roth IRA (Even If It Feels Out of Reach Today)
10 Traits of Top-Tier Recordkeepers
What are the traits of the best recordkeepers in the business? Check out this blog post to find out.
Supreme Court Decision Impacts Retirement Plan Sponsors
Explore the Supreme Court’s recent decision in Cunningham v. Cornell University, which shifts the burden of proof in ERISA litigation to retirement plan sponsors. Learn how this ruling increases the risk of “excessive fee” lawsuits and what fiduciary steps plan sponsors should take to mitigate exposure and ensure compliance.
2025 Top Retirement Plan Adviser: Michael Francis
In recognition of his selection as 2025 Top Retirement Plan Adviser, PLANADVISER interviewed Mike Francis on what makes Francis LLC unique.
Boosting Benefits Engagement: Integrating Financial Wellness
See how this organization crafted a total rewards strategy that integrates all employee benefits and incentivizes employee participation.
Supreme Court Makes It Easier to Sue for “Excessive Fees”
The Supreme Court’s decision shifts the burden of proof to the defendant (plan sponsor) in the initial stages of a “prohibited transaction” or “excessive fee” ERISA lawsuit.
How Fiduciary Duty and Cognitive Decline Intersect
Explore how plan sponsors can support their plan participants experiencing cognitive decline.
Retirement investors must have a solid plan to handle economic turmoil
Investors can create a solid investment plan that will help them weather economic turmoil and set themselves up for future gains.
Excellence in Financial Literacy
Francis and two of its employees were honored with Financial Literacy Awards from the WI Governor, Tony Evers, for excellence in financial education.
